Home insurance, car insurance, appliance warranties, boiler maintenance contracts -- the average person juggles 12+ active agreements. Paecto keeps every contract visible, searchable, and on time.
No credit card required. Free plan available forever.
€1,100
lost per year
on average from forgotten renewals, duplicate policies and expired warranties
12+
active contracts
the average person holds for home, car, health, phone, internet and appliances
67%
can't find a contract
when they actually need it -- buried in drawers, emails or old folders
34%
pay for unused services
because no one tracked the end date or the auto-renewal clause
Paecto is built for real life -- not spreadsheets.
Register your home, car, appliances, electronics -- anything you own. Each asset has its own timeline of contracts and warranties.
Upload a contract or warranty PDF. Paecto reads it and extracts dates, amounts, parties and key clauses automatically.
Get notified by email or WhatsApp 90, 60, 30 and 7 days before any contract expires or renews. Never miss a deadline again.
See at a glance how well your assets are covered. Missing insurance? Expired warranty? Your score tells you where to act.
Find any contract, provider or asset in seconds. Search by name, date, amount or keyword. powered by AI.
A single calendar view of every upcoming renewal, expiry and maintenance appointment across all your assets.
No training, no onboarding call. Just start.
Register your home, car, appliances -- anything you want to track. It takes 30 seconds per asset.
Drag and drop your PDFs. Our AI extracts the key information so you don't have to type it.
Paecto watches your deadlines and alerts you before anything expires. You focus on living your life.
Start free. Upgrade only if you need more.
Perso
For individuals who want full control over their contracts.
Perso+
The full experience. with WhatsApp AI assistant.
Photograph a contract — added automatically
Ask a question, answer in 2 seconds
Set reminders in chat
Something broken? The assistant knows your warranties
Join thousands of people who stopped losing money on forgotten renewals.
Start freeNo credit card required. Free plan available forever.