Free tools
Simple, free tools to take back control of your contracts: cancel at the right time, write the right letter, and see what forgotten deadlines cost you. No sign-up, and none of your data is stored.
Cancellation letter generator
A ready-to-send letter, tailored to your type of contract (telecom, insurance, energy, subscription) and the right legal framework (loi Chatel, loi Hamon).
Cancellation deadline calculator
Subscription date + commitment → your deadline to cancel at the right time, with no needless fees.
Cost of forgotten auto-renewals
Estimate, from your own figures, how much you let slip away each year on contracts renewed by oversight.
Why these tools
Most contracts renew on their own, on a date you never see coming. The result: you pay for another year of an insurance policy you meant to switch, you hunt for an operator's cancellation address at the wrong moment, or you write a sloppy letter that drags the request out. These three tools tackle these three frictions, for free.
Cancel at the right time
The deadline calculator starts from your subscription date and your commitment to give you the exact cancellation window — factoring in the notice period. Enough to avoid both automatic renewal and the early-exit penalty.
Write the right letter
The letter generator adapts the letter to your type of contract and the applicable legal framework (10-day notice for telecom, loi Hamon for insurance, no commitment for energy), ready to copy and send by registered mail.
See what forgetting costs
The simulator quantifies, from your own amounts, how much you let slip away each year on contracts renewed by oversight. Often the wake-up call to take things back in hand.
Frequently asked questions
Are these tools really free?
Yes, entirely free and with no sign-up. No data is stored: everything is computed in your browser.
What legal framework are they based on?
The calculator and the letter generator rely on the law in force: 10-day notice and loi Chatel for telecom, loi Hamon and mid-year cancellation for insurance, no commitment for energy.
Is the generated letter legally valid?
It includes the details useful for a cancellation and adapts to your type of contract. Preferably send it by registered mail with acknowledgement of receipt, which dates your request beyond dispute.
How do I never miss a deadline again?
These tools help case by case; to stop thinking about it, centralize your contracts and set an alert before every deadline — that's exactly what Paecto does.
See also: cancellation guides, your warranty rights, and the blog.
What if you never had to think about it again?
Paecto centralizes your contracts and alerts you before every cancellation or renewal deadline.
Discover Paecto →